Delta Hedge Financial, LLC
Registered Investment Advisor

Michael Virden
Financial Advisor

Roll your 401(k) to an IRA
When you leave an employer you have a few options, you can leave your investments in your current 401(k) or roll these funds into an IRA.  The majority of investable assets rolled into IRAs every year come from 401)k) plans.  There are many good reasons for this:

1. Consolidate accounts.  It is common for many to change jobs several times over the course of their career.  If this is the case it may make sense for you to roll all of your old 401(k) plans into one IRA.  
2. Your investment choices are generally very limited in the typical 401(k) plan.  When you roll your assets into an IRA account the investment world opens up to you with thousands of options available.
3. Most 401(k) plans offer very limited fixed-income options.  As your financial needs and risk tolerances change your need to have more options in the bond space become more important.  Most 401(k) plans offer a several stock options to invest in but very little fixed-income options are available.

There are other reasons to consolidate your old 401(k)s in an IRA but these are the most relevant in most cases.  Contact me at 901-870-7187 and start your rollover today.

Michael Virden


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